Loan Agencies

Who Is Eligible?  The basic requirements for Thread Capital are: You must be 18 years of age Your business must be based in N.C. Your business should not be involved in adult entertainment, multi-level marketing, real estate speculation, lending, or […]Read More ▶▶

The NC Rural Center has funding to work with individuals who have sound ideas for starting or expanding a small business but may not qualify for bank credit. The program offers loans ranging from $500-$25,000 and provides assistance to help clients develop strong applications and successful businesses. Since launching in 1989, the program has made more than 1,600 loans totaling more than $9 million.Read More ▶▶

Through the FSA direct farm ownership program, eligible farmers and ranchers can borrow up to $300,000 to buy farmland, construct or repair buildings, pay closing costs, or promote soil and water conservation. Read More ▶▶

B&I Guaranteed Loans are used to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities.Read More ▶▶

Whether you’re a full or part time farmer, or just want a place in the country, we offer financing! From farms to timber tracts, from country homes to recreational property, we finance it all.Read More ▶▶

Mountain Bizworks is a 25 year-old nonprofit loan fund that provides financing to small businesses, with a particular emphasis on family-sized farms and other food producers and agri-businesses. Read More ▶▶

NCIF makes investments in companies and projects that promote sustainable economic development, and have a positive impact on human health and the natural environment. Businesses located in North Carolina; Virginia; West Virginia; and the Appalachian regions of Tennessee, Kentucky, and Ohio are eligible to apply. Read More ▶▶

CMCU/Self-Help offers personal loans, car loans, small business loans, home loans, and home equity loans. Particular focus is on small business loans to minority- and woman-owned businesses, particularly in the following industries: manufacturing, construction, agriculture, “green” business, healthcare, defense, and aerospace. Read More ▶▶

Small Loan Advantage is a loan guaranty program structured to encourage existing SBA lenders to make lower-dollar loans, which often benefit businesses in underserved markets.Read More ▶▶