What Activities Are Eligible? The FSA offers various types of loans to establish, improve, expand, transition, and strengthen your farm or ranch:
- Farm Operating Loans: A valuable resource to establish, maintain and strengthen your farm or ranch.
- Farm Ownership Loans: Provide farmers and ranchers the opportunity to purchase farmland, construct and repair buildings, and make farm improvements.
- Emergency Farm Loans: Help producers who own or operate located in a county declared by the President or designated by the Secretary of Agriculture as a primary disaster area or quarantine area.
- Guaranteed Farm Loans: Provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan.
- Minority and Women Farmers and Ranchers: The Agency targets a portion of its loan funds to minorities and women farmers and ranchers.
- Beginning Farmers & Ranchers: The Agency targets a portion of its loan funds to small and beginning farmers and ranchers.
- Rural Youth Loans: The Agency makes loans to individual rural youths to establish and operate income-producing projects of modest size in connection with their participation in 4-H clubs, FFA and similar organizations.
How much? Amounts vary for each type of loan. Please see individual program website for details.
Contact: Western North Carolina has ten FSA offices. Click on your county at the agency’s website to find the office nearest you. Three loan officers, based west, south, and east of Asheville service the western region of NC, and will generally travel to meet with you at your nearest office. If you are unsure how to proceed, you can contact the state-level farm loan officer in Raleigh, Debra Houston, at (252) 237-5147.